LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,804
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,037
−HK$2,270/mo
Today · 4.125%
HK$76,307
baseline
▲ 0.50% · 4.625%
HK$80,950
+HK$4,643/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,614/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,023
−HK$2,174/mo
Today · 4.125%
HK$84,197
baseline
▲ 0.50% · 4.625%
HK$88,635
+HK$4,438/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,394/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,165
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,845
−HK$2,723/mo
Today · 4.125%
HK$91,568
baseline
▲ 0.50% · 4.625%
HK$97,140
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$183,136/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,857
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,428
−HK$2,608/mo
Today · 4.125%
HK$101,036
baseline
▲ 0.50% · 4.625%
HK$106,362
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$202,072/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,525
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,652
−HK$3,177/mo
Today · 4.125%
HK$106,829
baseline
▲ 0.50% · 4.625%
HK$113,330
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,658/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,834
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,833
−HK$3,043/mo
Today · 4.125%
HK$117,876
baseline
▲ 0.50% · 4.625%
HK$124,089
+HK$6,213/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,752/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,247
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,267
−HK$4,085/mo
Today · 4.125%
HK$137,352
baseline
▲ 0.50% · 4.625%
HK$145,709
+HK$8,357/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,704/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,786
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,642
−HK$3,912/mo
Today · 4.125%
HK$151,554
baseline
▲ 0.50% · 4.625%
HK$159,543
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,108/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,299 · Scale 2, in force from 26 Feb 2026)