LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,804
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,038
−HK$2,269/mo
Today · 4.125%
HK$76,307
baseline
▲ 0.50% · 4.625%
HK$80,950
+HK$4,643/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,614/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,024
−HK$2,173/mo
Today · 4.125%
HK$84,197
baseline
▲ 0.50% · 4.625%
HK$88,635
+HK$4,438/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,394/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,165
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,845
−HK$2,723/mo
Today · 4.125%
HK$91,568
baseline
▲ 0.50% · 4.625%
HK$97,140
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$183,136/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,858
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,429
−HK$2,608/mo
Today · 4.125%
HK$101,037
baseline
▲ 0.50% · 4.625%
HK$106,362
+HK$5,325/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$202,074/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,526
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,653
−HK$3,177/mo
Today · 4.125%
HK$106,830
baseline
▲ 0.50% · 4.625%
HK$113,330
+HK$6,500/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,660/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,834
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,833
−HK$3,043/mo
Today · 4.125%
HK$117,876
baseline
▲ 0.50% · 4.625%
HK$124,089
+HK$6,213/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,752/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,247
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,268
−HK$4,084/mo
Today · 4.125%
HK$137,352
baseline
▲ 0.50% · 4.625%
HK$145,710
+HK$8,358/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,704/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,787
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,643
−HK$3,912/mo
Today · 4.125%
HK$151,555
baseline
▲ 0.50% · 4.625%
HK$159,544
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,110/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,305 · Scale 2, in force from 26 Feb 2026)