LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,806
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,040
−HK$2,269/mo
Today · 4.125%
HK$76,309
baseline
▲ 0.50% · 4.625%
HK$80,952
+HK$4,643/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,618/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,884
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,026
−HK$2,174/mo
Today · 4.125%
HK$84,200
baseline
▲ 0.50% · 4.625%
HK$88,638
+HK$4,438/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,400/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,168
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,848
−HK$2,723/mo
Today · 4.125%
HK$91,571
baseline
▲ 0.50% · 4.625%
HK$97,143
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$183,142/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,861
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,432
−HK$2,608/mo
Today · 4.125%
HK$101,040
baseline
▲ 0.50% · 4.625%
HK$106,366
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$202,080/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,529
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,656
−HK$3,177/mo
Today · 4.125%
HK$106,833
baseline
▲ 0.50% · 4.625%
HK$113,333
+HK$6,500/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,666/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,837
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,837
−HK$3,043/mo
Today · 4.125%
HK$117,880
baseline
▲ 0.50% · 4.625%
HK$124,093
+HK$6,213/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,760/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,251
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,272
−HK$4,085/mo
Today · 4.125%
HK$137,357
baseline
▲ 0.50% · 4.625%
HK$145,714
+HK$8,357/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,714/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,791
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,647
−HK$3,912/mo
Today · 4.125%
HK$151,559
baseline
▲ 0.50% · 4.625%
HK$159,548
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,118/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,345 · Scale 2, in force from 26 Feb 2026)