LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,807
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,041
−HK$2,269/mo
Today · 4.125%
HK$76,310
baseline
▲ 0.50% · 4.625%
HK$80,953
+HK$4,643/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,620/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,885
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,027
−HK$2,174/mo
Today · 4.125%
HK$84,201
baseline
▲ 0.50% · 4.625%
HK$88,639
+HK$4,438/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,402/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,169
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,849
−HK$2,723/mo
Today · 4.125%
HK$91,572
baseline
▲ 0.50% · 4.625%
HK$97,144
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$183,144/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,862
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,433
−HK$2,608/mo
Today · 4.125%
HK$101,041
baseline
▲ 0.50% · 4.625%
HK$106,367
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$202,082/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,530
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,657
−HK$3,177/mo
Today · 4.125%
HK$106,834
baseline
▲ 0.50% · 4.625%
HK$113,335
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,668/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,839
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,838
−HK$3,043/mo
Today · 4.125%
HK$117,881
baseline
▲ 0.50% · 4.625%
HK$124,094
+HK$6,213/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,762/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,253
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,273
−HK$4,085/mo
Today · 4.125%
HK$137,358
baseline
▲ 0.50% · 4.625%
HK$145,716
+HK$8,358/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,716/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,792
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,649
−HK$3,912/mo
Today · 4.125%
HK$151,561
baseline
▲ 0.50% · 4.625%
HK$159,550
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,122/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,359 · Scale 2, in force from 26 Feb 2026)