LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,812
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,046
−HK$2,269/mo
Today · 4.125%
HK$76,315
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,630/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,890
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,033
−HK$2,173/mo
Today · 4.125%
HK$84,206
baseline
▲ 0.50% · 4.625%
HK$88,645
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,412/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,174
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,855
−HK$2,723/mo
Today · 4.125%
HK$91,578
baseline
▲ 0.50% · 4.625%
HK$97,151
+HK$5,573/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,156/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,868
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,439
−HK$2,609/mo
Today · 4.125%
HK$101,048
baseline
▲ 0.50% · 4.625%
HK$106,374
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,096/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,537
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,664
−HK$3,177/mo
Today · 4.125%
HK$106,841
baseline
▲ 0.50% · 4.625%
HK$113,342
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,682/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,846
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,846
−HK$3,043/mo
Today · 4.125%
HK$117,889
baseline
▲ 0.50% · 4.625%
HK$124,103
+HK$6,214/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,778/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,262
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,282
−HK$4,085/mo
Today · 4.125%
HK$137,367
baseline
▲ 0.50% · 4.625%
HK$145,726
+HK$8,359/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,734/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,802
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,659
−HK$3,912/mo
Today · 4.125%
HK$151,571
baseline
▲ 0.50% · 4.625%
HK$159,561
+HK$7,990/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,142/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,451 · Scale 2, in force from 26 Feb 2026)