LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,812
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,046
−HK$2,270/mo
Today · 4.125%
HK$76,316
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,643/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,632/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,891
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,033
−HK$2,174/mo
Today · 4.125%
HK$84,207
baseline
▲ 0.50% · 4.625%
HK$88,646
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,414/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,175
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,855
−HK$2,724/mo
Today · 4.125%
HK$91,579
baseline
▲ 0.50% · 4.625%
HK$97,151
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,158/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,869
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,440
−HK$2,608/mo
Today · 4.125%
HK$101,048
baseline
▲ 0.50% · 4.625%
HK$106,375
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,096/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,537
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,665
−HK$3,177/mo
Today · 4.125%
HK$106,842
baseline
▲ 0.50% · 4.625%
HK$113,343
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,684/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,847
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,847
−HK$3,043/mo
Today · 4.125%
HK$117,890
baseline
▲ 0.50% · 4.625%
HK$124,104
+HK$6,214/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,780/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,262
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,283
−HK$4,085/mo
Today · 4.125%
HK$137,368
baseline
▲ 0.50% · 4.625%
HK$145,727
+HK$8,359/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,736/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,803
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,660
−HK$3,912/mo
Today · 4.125%
HK$151,572
baseline
▲ 0.50% · 4.625%
HK$159,562
+HK$7,990/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,144/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,459 · Scale 2, in force from 26 Feb 2026)