LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,813
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,047
−HK$2,269/mo
Today · 4.125%
HK$76,316
baseline
▲ 0.50% · 4.625%
HK$80,960
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,632/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,891
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,034
−HK$2,174/mo
Today · 4.125%
HK$84,208
baseline
▲ 0.50% · 4.625%
HK$88,646
+HK$4,438/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,416/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,176
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,856
−HK$2,724/mo
Today · 4.125%
HK$91,580
baseline
▲ 0.50% · 4.625%
HK$97,152
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,160/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,870
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,441
−HK$2,608/mo
Today · 4.125%
HK$101,049
baseline
▲ 0.50% · 4.625%
HK$106,376
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,098/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,538
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,666
−HK$3,177/mo
Today · 4.125%
HK$106,843
baseline
▲ 0.50% · 4.625%
HK$113,344
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,686/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,848
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,848
−HK$3,043/mo
Today · 4.125%
HK$117,891
baseline
▲ 0.50% · 4.625%
HK$124,105
+HK$6,214/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,782/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,264
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,284
−HK$4,086/mo
Today · 4.125%
HK$137,370
baseline
▲ 0.50% · 4.625%
HK$145,728
+HK$8,358/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,740/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,804
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,661
−HK$3,913/mo
Today · 4.125%
HK$151,574
baseline
▲ 0.50% · 4.625%
HK$159,563
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,148/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,471 · Scale 2, in force from 26 Feb 2026)