LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,816
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,050
−HK$2,270/mo
Today · 4.125%
HK$76,320
baseline
▲ 0.50% · 4.625%
HK$80,963
+HK$4,643/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,640/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,895
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,037
−HK$2,174/mo
Today · 4.125%
HK$84,211
baseline
▲ 0.50% · 4.625%
HK$88,650
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,422/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,179
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,860
−HK$2,724/mo
Today · 4.125%
HK$91,584
baseline
▲ 0.50% · 4.625%
HK$97,156
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,168/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,874
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,445
−HK$2,608/mo
Today · 4.125%
HK$101,053
baseline
▲ 0.50% · 4.625%
HK$106,380
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,106/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,543
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,670
−HK$3,177/mo
Today · 4.125%
HK$106,847
baseline
▲ 0.50% · 4.625%
HK$113,349
+HK$6,502/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,694/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,853
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,852
−HK$3,044/mo
Today · 4.125%
HK$117,896
baseline
▲ 0.50% · 4.625%
HK$124,110
+HK$6,214/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,792/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,269
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,290
−HK$4,085/mo
Today · 4.125%
HK$137,375
baseline
▲ 0.50% · 4.625%
HK$145,734
+HK$8,359/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,750/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,810
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,667
−HK$3,913/mo
Today · 4.125%
HK$151,580
baseline
▲ 0.50% · 4.625%
HK$159,570
+HK$7,990/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,160/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,527 · Scale 2, in force from 26 Feb 2026)