LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,819
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,053
−HK$2,270/mo
Today · 4.125%
HK$76,323
baseline
▲ 0.50% · 4.625%
HK$80,967
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,646/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,898
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,041
−HK$2,174/mo
Today · 4.125%
HK$84,215
baseline
▲ 0.50% · 4.625%
HK$88,654
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,430/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,183
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,864
−HK$2,723/mo
Today · 4.125%
HK$91,587
baseline
▲ 0.50% · 4.625%
HK$97,160
+HK$5,573/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,174/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,878
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,449
−HK$2,609/mo
Today · 4.125%
HK$101,058
baseline
▲ 0.50% · 4.625%
HK$106,384
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,116/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,547
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,674
−HK$3,178/mo
Today · 4.125%
HK$106,852
baseline
▲ 0.50% · 4.625%
HK$113,354
+HK$6,502/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,704/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,857
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,857
−HK$3,043/mo
Today · 4.125%
HK$117,900
baseline
▲ 0.50% · 4.625%
HK$124,115
+HK$6,215/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,800/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,274
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,295
−HK$4,086/mo
Today · 4.125%
HK$137,381
baseline
▲ 0.50% · 4.625%
HK$145,740
+HK$8,359/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,762/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,816
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,673
−HK$3,913/mo
Today · 4.125%
HK$151,586
baseline
▲ 0.50% · 4.625%
HK$159,577
+HK$7,991/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,172/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,583 · Scale 2, in force from 26 Feb 2026)