LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,823
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,057
−HK$2,270/mo
Today · 4.125%
HK$76,327
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,654/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,902
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,045
−HK$2,174/mo
Today · 4.125%
HK$84,219
baseline
▲ 0.50% · 4.625%
HK$88,658
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,438/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,187
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,868
−HK$2,724/mo
Today · 4.125%
HK$91,592
baseline
▲ 0.50% · 4.625%
HK$97,165
+HK$5,573/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,184/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,882
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,454
−HK$2,609/mo
Today · 4.125%
HK$101,063
baseline
▲ 0.50% · 4.625%
HK$106,390
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,126/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,552
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,680
−HK$3,177/mo
Today · 4.125%
HK$106,857
baseline
▲ 0.50% · 4.625%
HK$113,359
+HK$6,502/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,714/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,863
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,863
−HK$3,044/mo
Today · 4.125%
HK$117,907
baseline
▲ 0.50% · 4.625%
HK$124,122
+HK$6,215/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,814/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,281
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,302
−HK$4,086/mo
Today · 4.125%
HK$137,388
baseline
▲ 0.50% · 4.625%
HK$145,748
+HK$8,360/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,776/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,824
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,681
−HK$3,913/mo
Today · 4.125%
HK$151,594
baseline
▲ 0.50% · 4.625%
HK$159,585
+HK$7,991/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,188/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,651 · Scale 2, in force from 26 Feb 2026)