LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,824
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,058
−HK$2,270/mo
Today · 4.125%
HK$76,328
baseline
▲ 0.50% · 4.625%
HK$80,972
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,656/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,903
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,046
−HK$2,174/mo
Today · 4.125%
HK$84,220
baseline
▲ 0.50% · 4.625%
HK$88,659
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,440/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,188
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,869
−HK$2,724/mo
Today · 4.125%
HK$91,593
baseline
▲ 0.50% · 4.625%
HK$97,166
+HK$5,573/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,186/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,884
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,455
−HK$2,609/mo
Today · 4.125%
HK$101,064
baseline
▲ 0.50% · 4.625%
HK$106,391
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,128/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,553
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,681
−HK$3,178/mo
Today · 4.125%
HK$106,859
baseline
▲ 0.50% · 4.625%
HK$113,361
+HK$6,502/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,718/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,864
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,865
−HK$3,043/mo
Today · 4.125%
HK$117,908
baseline
▲ 0.50% · 4.625%
HK$124,123
+HK$6,215/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,816/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,283
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,304
−HK$4,086/mo
Today · 4.125%
HK$137,390
baseline
▲ 0.50% · 4.625%
HK$145,750
+HK$8,360/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,780/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,826
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,683
−HK$3,913/mo
Today · 4.125%
HK$151,596
baseline
▲ 0.50% · 4.625%
HK$159,587
+HK$7,991/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,192/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,668 · Scale 2, in force from 26 Feb 2026)