LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,826
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,060
−HK$2,270/mo
Today · 4.125%
HK$76,330
baseline
▲ 0.50% · 4.625%
HK$80,974
+HK$4,644/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,660/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,906
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,049
−HK$2,174/mo
Today · 4.125%
HK$84,223
baseline
▲ 0.50% · 4.625%
HK$88,662
+HK$4,439/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,446/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,191
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,872
−HK$2,724/mo
Today · 4.125%
HK$91,596
baseline
▲ 0.50% · 4.625%
HK$97,169
+HK$5,573/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,192/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,887
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,458
−HK$2,609/mo
Today · 4.125%
HK$101,067
baseline
▲ 0.50% · 4.625%
HK$106,394
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,134/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,556
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,684
−HK$3,178/mo
Today · 4.125%
HK$106,862
baseline
▲ 0.50% · 4.625%
HK$113,364
+HK$6,502/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,724/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,868
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,868
−HK$3,044/mo
Today · 4.125%
HK$117,912
baseline
▲ 0.50% · 4.625%
HK$124,127
+HK$6,215/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,824/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,286
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,308
−HK$4,086/mo
Today · 4.125%
HK$137,394
baseline
▲ 0.50% · 4.625%
HK$145,754
+HK$8,360/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,788/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,830
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,687
−HK$3,914/mo
Today · 4.125%
HK$151,601
baseline
▲ 0.50% · 4.625%
HK$159,592
+HK$7,991/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,202/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,708 · Scale 2, in force from 26 Feb 2026)