LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,831
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$2,270/mo
Today · 4.125%
HK$76,335
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,670/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,911
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,054
−HK$2,174/mo
Today · 4.125%
HK$84,228
baseline
▲ 0.50% · 4.625%
HK$88,668
+HK$4,440/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,456/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,197
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,878
−HK$2,724/mo
Today · 4.125%
HK$91,602
baseline
▲ 0.50% · 4.625%
HK$97,176
+HK$5,574/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,204/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,893
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,465
−HK$2,609/mo
Today · 4.125%
HK$101,074
baseline
▲ 0.50% · 4.625%
HK$106,401
+HK$5,327/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,148/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,563
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,691
−HK$3,178/mo
Today · 4.125%
HK$106,869
baseline
▲ 0.50% · 4.625%
HK$113,372
+HK$6,503/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,738/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,875
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,876
−HK$3,043/mo
Today · 4.125%
HK$117,919
baseline
▲ 0.50% · 4.625%
HK$124,135
+HK$6,216/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,838/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,295
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,317
−HK$4,086/mo
Today · 4.125%
HK$137,403
baseline
▲ 0.50% · 4.625%
HK$145,764
+HK$8,361/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,806/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,839
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,697
−HK$3,914/mo
Today · 4.125%
HK$151,611
baseline
▲ 0.50% · 4.625%
HK$159,602
+HK$7,991/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,222/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,797 · Scale 2, in force from 26 Feb 2026)