LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,832
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,066
−HK$2,270/mo
Today · 4.125%
HK$76,336
baseline
▲ 0.50% · 4.625%
HK$80,981
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,672/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,912
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,055
−HK$2,174/mo
Today · 4.125%
HK$84,229
baseline
▲ 0.50% · 4.625%
HK$88,669
+HK$4,440/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,458/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,198
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,879
−HK$2,724/mo
Today · 4.125%
HK$91,603
baseline
▲ 0.50% · 4.625%
HK$97,177
+HK$5,574/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,206/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,894
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,466
−HK$2,609/mo
Today · 4.125%
HK$101,075
baseline
▲ 0.50% · 4.625%
HK$106,403
+HK$5,328/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,150/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,564
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,693
−HK$3,178/mo
Today · 4.125%
HK$106,871
baseline
▲ 0.50% · 4.625%
HK$113,374
+HK$6,503/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,742/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,877
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,877
−HK$3,044/mo
Today · 4.125%
HK$117,921
baseline
▲ 0.50% · 4.625%
HK$124,137
+HK$6,216/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,842/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,297
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,319
−HK$4,086/mo
Today · 4.125%
HK$137,405
baseline
▲ 0.50% · 4.625%
HK$145,766
+HK$8,361/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,810/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,842
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,699
−HK$3,914/mo
Today · 4.125%
HK$151,613
baseline
▲ 0.50% · 4.625%
HK$159,605
+HK$7,992/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,226/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,818 · Scale 2, in force from 26 Feb 2026)