LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,834
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,069
−HK$2,270/mo
Today · 4.125%
HK$76,339
baseline
▲ 0.50% · 4.625%
HK$80,984
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,678/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,915
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,058
−HK$2,175/mo
Today · 4.125%
HK$84,233
baseline
▲ 0.50% · 4.625%
HK$88,673
+HK$4,440/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,466/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,201
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,883
−HK$2,724/mo
Today · 4.125%
HK$91,607
baseline
▲ 0.50% · 4.625%
HK$97,181
+HK$5,574/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,214/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,898
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,470
−HK$2,609/mo
Today · 4.125%
HK$101,079
baseline
▲ 0.50% · 4.625%
HK$106,407
+HK$5,328/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,158/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,568
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,696
−HK$3,179/mo
Today · 4.125%
HK$106,875
baseline
▲ 0.50% · 4.625%
HK$113,378
+HK$6,503/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,750/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,881
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,882
−HK$3,044/mo
Today · 4.125%
HK$117,926
baseline
▲ 0.50% · 4.625%
HK$124,142
+HK$6,216/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,852/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,302
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,324
−HK$4,086/mo
Today · 4.125%
HK$137,410
baseline
▲ 0.50% · 4.625%
HK$145,771
+HK$8,361/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,820/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,847
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,705
−HK$3,914/mo
Today · 4.125%
HK$151,619
baseline
▲ 0.50% · 4.625%
HK$159,611
+HK$7,992/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,238/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,869 · Scale 2, in force from 26 Feb 2026)