LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,836
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,070
−HK$2,270/mo
Today · 4.125%
HK$76,340
baseline
▲ 0.50% · 4.625%
HK$80,985
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,680/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,916
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,060
−HK$2,174/mo
Today · 4.125%
HK$84,234
baseline
▲ 0.50% · 4.625%
HK$88,674
+HK$4,440/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,468/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,203
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,884
−HK$2,724/mo
Today · 4.125%
HK$91,608
baseline
▲ 0.50% · 4.625%
HK$97,183
+HK$5,575/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,216/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,900
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,472
−HK$2,609/mo
Today · 4.125%
HK$101,081
baseline
▲ 0.50% · 4.625%
HK$106,409
+HK$5,328/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,162/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,570
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,698
−HK$3,178/mo
Today · 4.125%
HK$106,876
baseline
▲ 0.50% · 4.625%
HK$113,380
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,752/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,883
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,884
−HK$3,044/mo
Today · 4.125%
HK$117,928
baseline
▲ 0.50% · 4.625%
HK$124,144
+HK$6,216/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,856/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,304
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,326
−HK$4,087/mo
Today · 4.125%
HK$137,413
baseline
▲ 0.50% · 4.625%
HK$145,774
+HK$8,361/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,826/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,849
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,707
−HK$3,914/mo
Today · 4.125%
HK$151,621
baseline
▲ 0.50% · 4.625%
HK$159,613
+HK$7,992/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,242/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,890 · Scale 2, in force from 26 Feb 2026)