LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,836
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,071
−HK$2,270/mo
Today · 4.125%
HK$76,341
baseline
▲ 0.50% · 4.625%
HK$80,986
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,682/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,917
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,060
−HK$2,175/mo
Today · 4.125%
HK$84,235
baseline
▲ 0.50% · 4.625%
HK$88,675
+HK$4,440/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,470/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,204
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,885
−HK$2,724/mo
Today · 4.125%
HK$91,609
baseline
▲ 0.50% · 4.625%
HK$97,183
+HK$5,574/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,218/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,901
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,473
−HK$2,609/mo
Today · 4.125%
HK$101,082
baseline
▲ 0.50% · 4.625%
HK$106,410
+HK$5,328/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,164/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,571
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,699
−HK$3,178/mo
Today · 4.125%
HK$106,877
baseline
▲ 0.50% · 4.625%
HK$113,381
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,754/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,884
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,885
−HK$3,044/mo
Today · 4.125%
HK$117,929
baseline
▲ 0.50% · 4.625%
HK$124,145
+HK$6,216/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,858/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,305
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,327
−HK$4,087/mo
Today · 4.125%
HK$137,414
baseline
▲ 0.50% · 4.625%
HK$145,775
+HK$8,361/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$274,828/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,851
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,709
−HK$3,914/mo
Today · 4.125%
HK$151,623
baseline
▲ 0.50% · 4.625%
HK$159,615
+HK$7,992/mo
Deposit HK$3.15M · loan HK$28.35M · min. income ≈ HK$303,246/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,904 · Scale 2, in force from 26 Feb 2026)