LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,844
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,078
−HK$2,271/mo
Today · 4.125%
HK$76,349
baseline
▲ 0.50% · 4.625%
HK$80,994
+HK$4,645/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,698/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,925
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,069
−HK$2,174/mo
Today · 4.125%
HK$84,243
baseline
▲ 0.50% · 4.625%
HK$88,684
+HK$4,441/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,486/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,212
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,894
−HK$2,725/mo
Today · 4.125%
HK$91,619
baseline
▲ 0.50% · 4.625%
HK$97,193
+HK$5,574/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,238/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,910
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,483
−HK$2,609/mo
Today · 4.125%
HK$101,092
baseline
▲ 0.50% · 4.625%
HK$106,421
+HK$5,329/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,184/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,581
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,710
−HK$3,178/mo
Today · 4.125%
HK$106,888
baseline
▲ 0.50% · 4.625%
HK$113,392
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$213,776/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,895
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,896
−HK$3,045/mo
Today · 4.125%
HK$117,941
baseline
▲ 0.50% · 4.625%
HK$124,158
+HK$6,217/mo
Deposit HK$9.45M · loan HK$22.05M · min. income ≈ HK$235,882/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,318
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,341
−HK$4,087/mo
Today · 4.125%
HK$137,428
baseline
▲ 0.50% · 4.625%
HK$145,790
+HK$8,362/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,856/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,866
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,724
−HK$3,914/mo
Today · 4.125%
HK$151,638
baseline
▲ 0.50% · 4.625%
HK$159,631
+HK$7,993/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,276/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,040 · Scale 2, in force from 26 Feb 2026)