LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,845
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,080
−HK$2,270/mo
Today · 4.125%
HK$76,350
baseline
▲ 0.50% · 4.625%
HK$80,996
+HK$4,646/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,700/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,927
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,070
−HK$2,175/mo
Today · 4.125%
HK$84,245
baseline
▲ 0.50% · 4.625%
HK$88,686
+HK$4,441/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,490/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,214
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,896
−HK$2,724/mo
Today · 4.125%
HK$91,620
baseline
▲ 0.50% · 4.625%
HK$97,195
+HK$5,575/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$183,240/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,912
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,485
−HK$2,609/mo
Today · 4.125%
HK$101,094
baseline
▲ 0.50% · 4.625%
HK$106,423
+HK$5,329/mo
Deposit HK$12.60M · loan HK$18.90M · min. income ≈ HK$202,188/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,583
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,712
−HK$3,179/mo
Today · 4.125%
HK$106,891
baseline
▲ 0.50% · 4.625%
HK$113,395
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,782/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,898
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,899
−HK$3,044/mo
Today · 4.125%
HK$117,943
baseline
▲ 0.50% · 4.625%
HK$124,160
+HK$6,217/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,886/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,321
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,344
−HK$4,087/mo
Today · 4.125%
HK$137,431
baseline
▲ 0.50% · 4.625%
HK$145,793
+HK$8,362/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,862/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,868
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$147,727
−HK$3,914/mo
Today · 4.125%
HK$151,641
baseline
▲ 0.50% · 4.625%
HK$159,634
+HK$7,993/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,282/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,067 · Scale 2, in force from 26 Feb 2026)