LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,848
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,083
−HK$2,270/mo
Today · 4.125%
HK$76,353
baseline
▲ 0.50% · 4.625%
HK$80,999
+HK$4,646/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$152,706/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,930
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,074
−HK$2,174/mo
Today · 4.125%
HK$84,248
baseline
▲ 0.50% · 4.625%
HK$88,689
+HK$4,441/mo
Deposit HK$15.75M · loan HK$15.75M · min. income ≈ HK$168,496/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,218
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,899
−HK$2,725/mo
Today · 4.125%
HK$91,624
baseline
▲ 0.50% · 4.625%
HK$97,199
+HK$5,575/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$183,248/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,916
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,489
−HK$2,609/mo
Today · 4.125%
HK$101,098
baseline
▲ 0.50% · 4.625%
HK$106,427
+HK$5,329/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$202,196/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,587
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,716
−HK$3,179/mo
Today · 4.125%
HK$106,895
baseline
▲ 0.50% · 4.625%
HK$113,399
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,790/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,902
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,903
−HK$3,045/mo
Today · 4.125%
HK$117,948
baseline
▲ 0.50% · 4.625%
HK$124,165
+HK$6,217/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,896/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,326
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,349
−HK$4,087/mo
Today · 4.125%
HK$137,436
baseline
▲ 0.50% · 4.625%
HK$145,799
+HK$8,363/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,872/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,874
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$147,733
−HK$3,914/mo
Today · 4.125%
HK$151,647
baseline
▲ 0.50% · 4.625%
HK$159,641
+HK$7,994/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,294/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,121 · Scale 2, in force from 26 Feb 2026)