LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,851
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$2,271/mo
Today · 4.125%
HK$76,357
baseline
▲ 0.50% · 4.625%
HK$81,003
+HK$4,646/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,714/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,934
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,078
−HK$2,174/mo
Today · 4.125%
HK$84,252
baseline
▲ 0.50% · 4.625%
HK$88,693
+HK$4,441/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,504/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,221
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,903
−HK$2,725/mo
Today · 4.125%
HK$91,628
baseline
▲ 0.50% · 4.625%
HK$97,204
+HK$5,576/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$183,256/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,920
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,493
−HK$2,610/mo
Today · 4.125%
HK$101,103
baseline
▲ 0.50% · 4.625%
HK$106,432
+HK$5,329/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$202,206/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,592
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,721
−HK$3,179/mo
Today · 4.125%
HK$106,900
baseline
▲ 0.50% · 4.625%
HK$113,404
+HK$6,504/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,800/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,907
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,909
−HK$3,044/mo
Today · 4.125%
HK$117,953
baseline
▲ 0.50% · 4.625%
HK$124,171
+HK$6,218/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,906/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,332
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,355
−HK$4,087/mo
Today · 4.125%
HK$137,442
baseline
▲ 0.50% · 4.625%
HK$145,805
+HK$8,363/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,884/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,881
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$147,740
−HK$3,914/mo
Today · 4.125%
HK$151,654
baseline
▲ 0.50% · 4.625%
HK$159,648
+HK$7,994/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,308/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,181 · Scale 2, in force from 26 Feb 2026)