LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,852
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,087
−HK$2,271/mo
Today · 4.125%
HK$76,358
baseline
▲ 0.50% · 4.625%
HK$81,004
+HK$4,646/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,716/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,935
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,079
−HK$2,174/mo
Today · 4.125%
HK$84,253
baseline
▲ 0.50% · 4.625%
HK$88,694
+HK$4,441/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,506/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,222
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,904
−HK$2,725/mo
Today · 4.125%
HK$91,629
baseline
▲ 0.50% · 4.625%
HK$97,205
+HK$5,576/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$183,258/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,922
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,494
−HK$2,610/mo
Today · 4.125%
HK$101,104
baseline
▲ 0.50% · 4.625%
HK$106,433
+HK$5,329/mo
Deposit HK$12.60M · loan HK$18.91M · min. income ≈ HK$202,208/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,593
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,722
−HK$3,179/mo
Today · 4.125%
HK$106,901
baseline
▲ 0.50% · 4.625%
HK$113,406
+HK$6,505/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,802/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,909
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,910
−HK$3,045/mo
Today · 4.125%
HK$117,955
baseline
▲ 0.50% · 4.625%
HK$124,172
+HK$6,217/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,910/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,334
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,357
−HK$4,087/mo
Today · 4.125%
HK$137,444
baseline
▲ 0.50% · 4.625%
HK$145,807
+HK$8,363/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,888/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,882
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,741
−HK$3,915/mo
Today · 4.125%
HK$151,656
baseline
▲ 0.50% · 4.625%
HK$159,650
+HK$7,994/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,312/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,198 · Scale 2, in force from 26 Feb 2026)