LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,863
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,099
−HK$2,271/mo
Today · 4.125%
HK$76,370
baseline
▲ 0.50% · 4.625%
HK$81,017
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,740/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,947
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,091
−HK$2,175/mo
Today · 4.125%
HK$84,266
baseline
▲ 0.50% · 4.625%
HK$88,708
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,532/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,236
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,918
−HK$2,726/mo
Today · 4.125%
HK$91,644
baseline
▲ 0.50% · 4.625%
HK$97,220
+HK$5,576/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,288/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,937
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,510
−HK$2,610/mo
Today · 4.125%
HK$101,120
baseline
▲ 0.50% · 4.625%
HK$106,450
+HK$5,330/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,240/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,609
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,738
−HK$3,180/mo
Today · 4.125%
HK$106,918
baseline
▲ 0.50% · 4.625%
HK$113,423
+HK$6,505/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,836/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,926
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,928
−HK$3,045/mo
Today · 4.125%
HK$117,973
baseline
▲ 0.50% · 4.625%
HK$124,192
+HK$6,219/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,946/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,354
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,378
−HK$4,088/mo
Today · 4.125%
HK$137,466
baseline
▲ 0.50% · 4.625%
HK$145,830
+HK$8,364/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,932/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,905
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,764
−HK$3,916/mo
Today · 4.125%
HK$151,680
baseline
▲ 0.50% · 4.625%
HK$159,675
+HK$7,995/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,360/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,407 · Scale 2, in force from 26 Feb 2026)