LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,865
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,100
−HK$2,271/mo
Today · 4.125%
HK$76,371
baseline
▲ 0.50% · 4.625%
HK$81,018
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,742/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,949
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,093
−HK$2,175/mo
Today · 4.125%
HK$84,268
baseline
▲ 0.50% · 4.625%
HK$88,710
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,536/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,237
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,920
−HK$2,725/mo
Today · 4.125%
HK$91,645
baseline
▲ 0.50% · 4.625%
HK$97,222
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,290/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,938
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,511
−HK$2,610/mo
Today · 4.125%
HK$101,121
baseline
▲ 0.50% · 4.625%
HK$106,452
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,242/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,610
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,740
−HK$3,179/mo
Today · 4.125%
HK$106,919
baseline
▲ 0.50% · 4.625%
HK$113,425
+HK$6,506/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,838/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,928
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,930
−HK$3,045/mo
Today · 4.125%
HK$117,975
baseline
▲ 0.50% · 4.625%
HK$124,194
+HK$6,219/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,950/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,356
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,380
−HK$4,088/mo
Today · 4.125%
HK$137,468
baseline
▲ 0.50% · 4.625%
HK$145,832
+HK$8,364/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,936/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,907
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,767
−HK$3,915/mo
Today · 4.125%
HK$151,682
baseline
▲ 0.50% · 4.625%
HK$159,678
+HK$7,996/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,364/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,429 · Scale 2, in force from 26 Feb 2026)