LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,865
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,101
−HK$2,271/mo
Today · 4.125%
HK$76,372
baseline
▲ 0.50% · 4.625%
HK$81,019
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,744/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,949
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,093
−HK$2,176/mo
Today · 4.125%
HK$84,269
baseline
▲ 0.50% · 4.625%
HK$88,711
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,538/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,238
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,921
−HK$2,725/mo
Today · 4.125%
HK$91,646
baseline
▲ 0.50% · 4.625%
HK$97,222
+HK$5,576/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,292/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,939
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,512
−HK$2,610/mo
Today · 4.125%
HK$101,122
baseline
▲ 0.50% · 4.625%
HK$106,453
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,244/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,611
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,741
−HK$3,179/mo
Today · 4.125%
HK$106,920
baseline
▲ 0.50% · 4.625%
HK$113,426
+HK$6,506/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$213,840/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,929
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,931
−HK$3,045/mo
Today · 4.125%
HK$117,976
baseline
▲ 0.50% · 4.625%
HK$124,195
+HK$6,219/mo
Deposit HK$9.45M · loan HK$22.06M · min. income ≈ HK$235,952/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,357
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,381
−HK$4,088/mo
Today · 4.125%
HK$137,469
baseline
▲ 0.50% · 4.625%
HK$145,834
+HK$8,365/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$274,938/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,909
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,768
−HK$3,916/mo
Today · 4.125%
HK$151,684
baseline
▲ 0.50% · 4.625%
HK$159,679
+HK$7,995/mo
Deposit HK$3.15M · loan HK$28.36M · min. income ≈ HK$303,368/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,441 · Scale 2, in force from 26 Feb 2026)