LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,867
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,102
−HK$2,271/mo
Today · 4.125%
HK$76,373
baseline
▲ 0.50% · 4.625%
HK$81,020
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,746/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,951
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,095
−HK$2,175/mo
Today · 4.125%
HK$84,270
baseline
▲ 0.50% · 4.625%
HK$88,712
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,540/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,240
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,923
−HK$2,725/mo
Today · 4.125%
HK$91,648
baseline
▲ 0.50% · 4.625%
HK$97,225
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,296/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,941
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,514
−HK$2,610/mo
Today · 4.125%
HK$101,124
baseline
▲ 0.50% · 4.625%
HK$106,455
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,248/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,613
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,743
−HK$3,180/mo
Today · 4.125%
HK$106,923
baseline
▲ 0.50% · 4.625%
HK$113,429
+HK$6,506/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$213,846/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,931
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,933
−HK$3,046/mo
Today · 4.125%
HK$117,979
baseline
▲ 0.50% · 4.625%
HK$124,197
+HK$6,218/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$235,958/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,360
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,384
−HK$4,088/mo
Today · 4.125%
HK$137,472
baseline
▲ 0.50% · 4.625%
HK$145,837
+HK$8,365/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$274,944/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,912
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,771
−HK$3,916/mo
Today · 4.125%
HK$151,687
baseline
▲ 0.50% · 4.625%
HK$159,682
+HK$7,995/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,374/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,469 · Scale 2, in force from 26 Feb 2026)