LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,869
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,105
−HK$2,271/mo
Today · 4.125%
HK$76,376
baseline
▲ 0.50% · 4.625%
HK$81,023
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,752/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,954
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,098
−HK$2,175/mo
Today · 4.125%
HK$84,273
baseline
▲ 0.50% · 4.625%
HK$88,716
+HK$4,443/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,546/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,243
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,926
−HK$2,725/mo
Today · 4.125%
HK$91,651
baseline
▲ 0.50% · 4.625%
HK$97,228
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,302/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,945
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,518
−HK$2,610/mo
Today · 4.125%
HK$101,128
baseline
▲ 0.50% · 4.625%
HK$106,459
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,256/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,617
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,747
−HK$3,180/mo
Today · 4.125%
HK$106,927
baseline
▲ 0.50% · 4.625%
HK$113,433
+HK$6,506/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$213,854/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,935
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,937
−HK$3,046/mo
Today · 4.125%
HK$117,983
baseline
▲ 0.50% · 4.625%
HK$124,202
+HK$6,219/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$235,966/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,365
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,389
−HK$4,088/mo
Today · 4.125%
HK$137,477
baseline
▲ 0.50% · 4.625%
HK$145,842
+HK$8,365/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$274,954/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,917
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,777
−HK$3,915/mo
Today · 4.125%
HK$151,692
baseline
▲ 0.50% · 4.625%
HK$159,688
+HK$7,996/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,384/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,518 · Scale 2, in force from 26 Feb 2026)