LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,873
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,108
−HK$2,272/mo
Today · 4.125%
HK$76,380
baseline
▲ 0.50% · 4.625%
HK$81,027
+HK$4,647/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,760/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,958
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,102
−HK$2,176/mo
Today · 4.125%
HK$84,278
baseline
▲ 0.50% · 4.625%
HK$88,720
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,556/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,247
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,930
−HK$2,726/mo
Today · 4.125%
HK$91,656
baseline
▲ 0.50% · 4.625%
HK$97,233
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,312/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,949
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,523
−HK$2,610/mo
Today · 4.125%
HK$101,133
baseline
▲ 0.50% · 4.625%
HK$106,464
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,266/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,622
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,752
−HK$3,180/mo
Today · 4.125%
HK$106,932
baseline
▲ 0.50% · 4.625%
HK$113,438
+HK$6,506/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$213,864/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,941
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,943
−HK$3,046/mo
Today · 4.125%
HK$117,989
baseline
▲ 0.50% · 4.625%
HK$124,208
+HK$6,219/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$235,978/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,371
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,395
−HK$4,089/mo
Today · 4.125%
HK$137,484
baseline
▲ 0.50% · 4.625%
HK$145,849
+HK$8,365/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$274,968/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,924
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,784
−HK$3,916/mo
Today · 4.125%
HK$151,700
baseline
▲ 0.50% · 4.625%
HK$159,696
+HK$7,996/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,400/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,583 · Scale 2, in force from 26 Feb 2026)