LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,875
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,110
−HK$2,272/mo
Today · 4.125%
HK$76,382
baseline
▲ 0.50% · 4.625%
HK$81,030
+HK$4,648/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,764/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,960
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,104
−HK$2,176/mo
Today · 4.125%
HK$84,280
baseline
▲ 0.50% · 4.625%
HK$88,722
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,560/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,250
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,933
−HK$2,725/mo
Today · 4.125%
HK$91,658
baseline
▲ 0.50% · 4.625%
HK$97,235
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,316/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,952
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,525
−HK$2,611/mo
Today · 4.125%
HK$101,136
baseline
▲ 0.50% · 4.625%
HK$106,467
+HK$5,331/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,272/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,625
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,755
−HK$3,180/mo
Today · 4.125%
HK$106,935
baseline
▲ 0.50% · 4.625%
HK$113,441
+HK$6,506/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$213,870/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,944
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,946
−HK$3,046/mo
Today · 4.125%
HK$117,992
baseline
▲ 0.50% · 4.625%
HK$124,211
+HK$6,219/mo
Deposit HK$9.46M · loan HK$22.06M · min. income ≈ HK$235,984/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,374
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,399
−HK$4,088/mo
Today · 4.125%
HK$137,487
baseline
▲ 0.50% · 4.625%
HK$145,853
+HK$8,366/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$274,974/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,928
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,788
−HK$3,916/mo
Today · 4.125%
HK$151,704
baseline
▲ 0.50% · 4.625%
HK$159,700
+HK$7,996/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,408/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,620 · Scale 2, in force from 26 Feb 2026)