LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,878
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,114
−HK$2,271/mo
Today · 4.125%
HK$76,385
baseline
▲ 0.50% · 4.625%
HK$81,033
+HK$4,648/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,770/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,963
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,108
−HK$2,176/mo
Today · 4.125%
HK$84,284
baseline
▲ 0.50% · 4.625%
HK$88,726
+HK$4,442/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,568/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,253
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,936
−HK$2,726/mo
Today · 4.125%
HK$91,662
baseline
▲ 0.50% · 4.625%
HK$97,240
+HK$5,578/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,324/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,956
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,530
−HK$2,610/mo
Today · 4.125%
HK$101,140
baseline
▲ 0.50% · 4.625%
HK$106,472
+HK$5,332/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,280/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,629
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,759
−HK$3,180/mo
Today · 4.125%
HK$106,939
baseline
▲ 0.50% · 4.625%
HK$113,446
+HK$6,507/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,878/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,949
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,951
−HK$3,046/mo
Today · 4.125%
HK$117,997
baseline
▲ 0.50% · 4.625%
HK$124,217
+HK$6,220/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$235,994/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,380
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,405
−HK$4,088/mo
Today · 4.125%
HK$137,493
baseline
▲ 0.50% · 4.625%
HK$145,860
+HK$8,367/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$274,986/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,934
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,794
−HK$3,916/mo
Today · 4.125%
HK$151,710
baseline
▲ 0.50% · 4.625%
HK$159,707
+HK$7,997/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,420/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,679 · Scale 2, in force from 26 Feb 2026)