LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,884
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,120
−HK$2,272/mo
Today · 4.125%
HK$76,392
baseline
▲ 0.50% · 4.625%
HK$81,040
+HK$4,648/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,784/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,971
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,115
−HK$2,176/mo
Today · 4.125%
HK$84,291
baseline
▲ 0.50% · 4.625%
HK$88,734
+HK$4,443/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,582/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,261
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,944
−HK$2,727/mo
Today · 4.125%
HK$91,671
baseline
▲ 0.50% · 4.625%
HK$97,248
+HK$5,577/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,342/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,965
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,538
−HK$2,611/mo
Today · 4.125%
HK$101,149
baseline
▲ 0.50% · 4.625%
HK$106,481
+HK$5,332/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,298/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,638
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,768
−HK$3,181/mo
Today · 4.125%
HK$106,949
baseline
▲ 0.50% · 4.625%
HK$113,457
+HK$6,508/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,898/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,959
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,962
−HK$3,046/mo
Today · 4.125%
HK$118,008
baseline
▲ 0.50% · 4.625%
HK$124,228
+HK$6,220/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,016/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,392
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,417
−HK$4,089/mo
Today · 4.125%
HK$137,506
baseline
▲ 0.50% · 4.625%
HK$145,873
+HK$8,367/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$275,012/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,947
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$147,808
−HK$3,916/mo
Today · 4.125%
HK$151,724
baseline
▲ 0.50% · 4.625%
HK$159,722
+HK$7,998/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,448/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,799 · Scale 2, in force from 26 Feb 2026)