LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,885
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,121
−HK$2,272/mo
Today · 4.125%
HK$76,393
baseline
▲ 0.50% · 4.625%
HK$81,041
+HK$4,648/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,786/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,971
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,116
−HK$2,176/mo
Today · 4.125%
HK$84,292
baseline
▲ 0.50% · 4.625%
HK$88,735
+HK$4,443/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,584/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,262
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,945
−HK$2,726/mo
Today · 4.125%
HK$91,671
baseline
▲ 0.50% · 4.625%
HK$97,249
+HK$5,578/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$183,342/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,966
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,539
−HK$2,611/mo
Today · 4.125%
HK$101,150
baseline
▲ 0.50% · 4.625%
HK$106,482
+HK$5,332/mo
Deposit HK$12.61M · loan HK$18.91M · min. income ≈ HK$202,300/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,639
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,769
−HK$3,181/mo
Today · 4.125%
HK$106,950
baseline
▲ 0.50% · 4.625%
HK$113,458
+HK$6,508/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,900/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,960
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,963
−HK$3,046/mo
Today · 4.125%
HK$118,009
baseline
▲ 0.50% · 4.625%
HK$124,229
+HK$6,220/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,018/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,393
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,418
−HK$4,089/mo
Today · 4.125%
HK$137,507
baseline
▲ 0.50% · 4.625%
HK$145,874
+HK$8,367/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$275,014/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,948
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,809
−HK$3,917/mo
Today · 4.125%
HK$151,726
baseline
▲ 0.50% · 4.625%
HK$159,723
+HK$7,997/mo
Deposit HK$3.15M · loan HK$28.37M · min. income ≈ HK$303,452/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,339,812 · Scale 2, in force from 26 Feb 2026)