LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,896
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,133
−HK$2,272/mo
Today · 4.125%
HK$76,405
baseline
▲ 0.50% · 4.625%
HK$81,054
+HK$4,649/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$152,810/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,984
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,129
−HK$2,176/mo
Today · 4.125%
HK$84,305
baseline
▲ 0.50% · 4.625%
HK$88,749
+HK$4,444/mo
Deposit HK$15.76M · loan HK$15.76M · min. income ≈ HK$168,610/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,276
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,959
−HK$2,727/mo
Today · 4.125%
HK$91,686
baseline
▲ 0.50% · 4.625%
HK$97,265
+HK$5,579/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$183,372/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,981
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,555
−HK$2,611/mo
Today · 4.125%
HK$101,166
baseline
▲ 0.50% · 4.625%
HK$106,499
+HK$5,333/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$202,332/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,655
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,786
−HK$3,181/mo
Today · 4.125%
HK$106,967
baseline
▲ 0.50% · 4.625%
HK$113,475
+HK$6,508/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,934/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,977
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,981
−HK$3,046/mo
Today · 4.125%
HK$118,027
baseline
▲ 0.50% · 4.625%
HK$124,249
+HK$6,222/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,054/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,413
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,439
−HK$4,090/mo
Today · 4.125%
HK$137,529
baseline
▲ 0.50% · 4.625%
HK$145,897
+HK$8,368/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,058/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,971
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,832
−HK$3,917/mo
Today · 4.125%
HK$151,749
baseline
▲ 0.50% · 4.625%
HK$159,748
+HK$7,999/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,498/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,022 · Scale 2, in force from 26 Feb 2026)