LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,899
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,135
−HK$2,273/mo
Today · 4.125%
HK$76,408
baseline
▲ 0.50% · 4.625%
HK$81,057
+HK$4,649/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,816/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,987
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,132
−HK$2,176/mo
Today · 4.125%
HK$84,308
baseline
▲ 0.50% · 4.625%
HK$88,752
+HK$4,444/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,616/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,279
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,962
−HK$2,727/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$97,268
+HK$5,579/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,984
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,558
−HK$2,612/mo
Today · 4.125%
HK$101,170
baseline
▲ 0.50% · 4.625%
HK$106,503
+HK$5,333/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$202,340/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,658
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,790
−HK$3,181/mo
Today · 4.125%
HK$106,971
baseline
▲ 0.50% · 4.625%
HK$113,480
+HK$6,509/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,942/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,982
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,985
−HK$3,047/mo
Today · 4.125%
HK$118,032
baseline
▲ 0.50% · 4.625%
HK$124,253
+HK$6,221/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,064/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,418
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,444
−HK$4,090/mo
Today · 4.125%
HK$137,534
baseline
▲ 0.50% · 4.625%
HK$145,902
+HK$8,368/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,068/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,976
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,838
−HK$3,917/mo
Today · 4.125%
HK$151,755
baseline
▲ 0.50% · 4.625%
HK$159,754
+HK$7,999/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,510/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,071 · Scale 2, in force from 26 Feb 2026)