LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,900
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,137
−HK$2,272/mo
Today · 4.125%
HK$76,409
baseline
▲ 0.50% · 4.625%
HK$81,058
+HK$4,649/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,818/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,988
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,133
−HK$2,177/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$88,754
+HK$4,444/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,280
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,964
−HK$2,727/mo
Today · 4.125%
HK$91,691
baseline
▲ 0.50% · 4.625%
HK$97,270
+HK$5,579/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$183,382/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,986
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,560
−HK$2,612/mo
Today · 4.125%
HK$101,172
baseline
▲ 0.50% · 4.625%
HK$106,505
+HK$5,333/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$202,344/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,660
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,791
−HK$3,181/mo
Today · 4.125%
HK$106,972
baseline
▲ 0.50% · 4.625%
HK$113,481
+HK$6,509/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,944/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,983
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$114,987
−HK$3,047/mo
Today · 4.125%
HK$118,034
baseline
▲ 0.50% · 4.625%
HK$124,255
+HK$6,221/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,068/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,420
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,446
−HK$4,090/mo
Today · 4.125%
HK$137,536
baseline
▲ 0.50% · 4.625%
HK$145,905
+HK$8,369/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,072/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,979
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,840
−HK$3,917/mo
Today · 4.125%
HK$151,757
baseline
▲ 0.50% · 4.625%
HK$159,757
+HK$8,000/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,514/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,093 · Scale 2, in force from 26 Feb 2026)