LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,902
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,138
−HK$2,273/mo
Today · 4.125%
HK$76,411
baseline
▲ 0.50% · 4.625%
HK$81,060
+HK$4,649/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,822/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,990
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,135
−HK$2,177/mo
Today · 4.125%
HK$84,312
baseline
▲ 0.50% · 4.625%
HK$88,756
+HK$4,444/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,624/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,282
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,966
−HK$2,727/mo
Today · 4.125%
HK$91,693
baseline
▲ 0.50% · 4.625%
HK$97,272
+HK$5,579/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$183,386/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,988
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,562
−HK$2,612/mo
Today · 4.125%
HK$101,174
baseline
▲ 0.50% · 4.625%
HK$106,507
+HK$5,333/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$202,348/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,662
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,794
−HK$3,181/mo
Today · 4.125%
HK$106,975
baseline
▲ 0.50% · 4.625%
HK$113,484
+HK$6,509/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$213,950/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,986
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,989
−HK$3,047/mo
Today · 4.125%
HK$118,036
baseline
▲ 0.50% · 4.625%
HK$124,258
+HK$6,222/mo
Deposit HK$9.46M · loan HK$22.07M · min. income ≈ HK$236,072/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,423
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,449
−HK$4,090/mo
Today · 4.125%
HK$137,539
baseline
▲ 0.50% · 4.625%
HK$145,908
+HK$8,369/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,078/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,982
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,844
−HK$3,917/mo
Today · 4.125%
HK$151,761
baseline
▲ 0.50% · 4.625%
HK$159,760
+HK$7,999/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,522/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,124 · Scale 2, in force from 26 Feb 2026)