LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,913
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,150
−HK$2,273/mo
Today · 4.125%
HK$76,423
baseline
▲ 0.50% · 4.625%
HK$81,073
+HK$4,650/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,846/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,003
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,149
−HK$2,176/mo
Today · 4.125%
HK$84,325
baseline
▲ 0.50% · 4.625%
HK$88,770
+HK$4,445/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,650/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,296
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,980
−HK$2,728/mo
Today · 4.125%
HK$91,708
baseline
▲ 0.50% · 4.625%
HK$97,288
+HK$5,580/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$183,416/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,004
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,578
−HK$2,612/mo
Today · 4.125%
HK$101,190
baseline
▲ 0.50% · 4.625%
HK$106,524
+HK$5,334/mo
Deposit HK$12.61M · loan HK$18.92M · min. income ≈ HK$202,380/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,679
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,811
−HK$3,181/mo
Today · 4.125%
HK$106,992
baseline
▲ 0.50% · 4.625%
HK$113,503
+HK$6,511/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$213,984/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,004
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$115,008
−HK$3,047/mo
Today · 4.125%
HK$118,055
baseline
▲ 0.50% · 4.625%
HK$124,278
+HK$6,223/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,110/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,444
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,471
−HK$4,091/mo
Today · 4.125%
HK$137,562
baseline
▲ 0.50% · 4.625%
HK$145,932
+HK$8,370/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,124/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,005
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,868
−HK$3,918/mo
Today · 4.125%
HK$151,786
baseline
▲ 0.50% · 4.625%
HK$159,786
+HK$8,000/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,572/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,342 · Scale 2, in force from 26 Feb 2026)