LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,915
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,152
−HK$2,272/mo
Today · 4.125%
HK$76,424
baseline
▲ 0.50% · 4.625%
HK$81,075
+HK$4,651/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,848/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,004
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,150
−HK$2,177/mo
Today · 4.125%
HK$84,327
baseline
▲ 0.50% · 4.625%
HK$88,772
+HK$4,445/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,654/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,298
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,982
−HK$2,727/mo
Today · 4.125%
HK$91,709
baseline
▲ 0.50% · 4.625%
HK$97,290
+HK$5,581/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$183,418/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,005
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,580
−HK$2,612/mo
Today · 4.125%
HK$101,192
baseline
▲ 0.50% · 4.625%
HK$106,526
+HK$5,334/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$202,384/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,681
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,812
−HK$3,182/mo
Today · 4.125%
HK$106,994
baseline
▲ 0.50% · 4.625%
HK$113,504
+HK$6,510/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$213,988/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,006
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$115,010
−HK$3,047/mo
Today · 4.125%
HK$118,057
baseline
▲ 0.50% · 4.625%
HK$124,280
+HK$6,223/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,114/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,446
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,473
−HK$4,091/mo
Today · 4.125%
HK$137,564
baseline
▲ 0.50% · 4.625%
HK$145,934
+HK$8,370/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,128/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,008
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$147,870
−HK$3,918/mo
Today · 4.125%
HK$151,788
baseline
▲ 0.50% · 4.625%
HK$159,789
+HK$8,001/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,576/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,365 · Scale 2, in force from 26 Feb 2026)