LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,916
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,153
−HK$2,273/mo
Today · 4.125%
HK$76,426
baseline
▲ 0.50% · 4.625%
HK$81,077
+HK$4,651/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,852/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,006
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,152
−HK$2,177/mo
Today · 4.125%
HK$84,329
baseline
▲ 0.50% · 4.625%
HK$88,774
+HK$4,445/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,658/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,300
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,984
−HK$2,727/mo
Today · 4.125%
HK$91,711
baseline
▲ 0.50% · 4.625%
HK$97,292
+HK$5,581/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$183,422/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,008
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,582
−HK$2,613/mo
Today · 4.125%
HK$101,195
baseline
▲ 0.50% · 4.625%
HK$106,529
+HK$5,334/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$202,390/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,683
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,815
−HK$3,182/mo
Today · 4.125%
HK$106,997
baseline
▲ 0.50% · 4.625%
HK$113,507
+HK$6,510/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$213,994/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,009
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$115,013
−HK$3,047/mo
Today · 4.125%
HK$118,060
baseline
▲ 0.50% · 4.625%
HK$124,283
+HK$6,223/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,120/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,450
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$133,476
−HK$4,091/mo
Today · 4.125%
HK$137,567
baseline
▲ 0.50% · 4.625%
HK$145,938
+HK$8,371/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$275,134/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,011
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,874
−HK$3,918/mo
Today · 4.125%
HK$151,792
baseline
▲ 0.50% · 4.625%
HK$159,793
+HK$8,001/mo
Deposit HK$3.15M · loan HK$28.38M · min. income ≈ HK$303,584/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,397 · Scale 2, in force from 26 Feb 2026)