LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,923
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,160
−HK$2,273/mo
Today · 4.125%
HK$76,433
baseline
▲ 0.50% · 4.625%
HK$81,084
+HK$4,651/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,866/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,014
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,160
−HK$2,177/mo
Today · 4.125%
HK$84,337
baseline
▲ 0.50% · 4.625%
HK$88,782
+HK$4,445/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,674/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,308
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,992
−HK$2,728/mo
Today · 4.125%
HK$91,720
baseline
▲ 0.50% · 4.625%
HK$97,301
+HK$5,581/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$183,440/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,016
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,592
−HK$2,612/mo
Today · 4.125%
HK$101,204
baseline
▲ 0.50% · 4.625%
HK$106,539
+HK$5,335/mo
Deposit HK$12.62M · loan HK$18.92M · min. income ≈ HK$202,408/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,692
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,824
−HK$3,183/mo
Today · 4.125%
HK$107,007
baseline
▲ 0.50% · 4.625%
HK$113,518
+HK$6,511/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$214,014/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,019
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,023
−HK$3,048/mo
Today · 4.125%
HK$118,071
baseline
▲ 0.50% · 4.625%
HK$124,295
+HK$6,224/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,142/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,462
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,489
−HK$4,091/mo
Today · 4.125%
HK$137,580
baseline
▲ 0.50% · 4.625%
HK$145,951
+HK$8,371/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$275,160/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,025
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,887
−HK$3,919/mo
Today · 4.125%
HK$151,806
baseline
▲ 0.50% · 4.625%
HK$159,808
+HK$8,002/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$303,612/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,521 · Scale 2, in force from 26 Feb 2026)