LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,928
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,165
−HK$2,273/mo
Today · 4.125%
HK$76,438
baseline
▲ 0.50% · 4.625%
HK$81,089
+HK$4,651/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,876/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,019
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,165
−HK$2,177/mo
Today · 4.125%
HK$84,342
baseline
▲ 0.50% · 4.625%
HK$88,788
+HK$4,446/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,684/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,313
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$88,998
−HK$2,728/mo
Today · 4.125%
HK$91,726
baseline
▲ 0.50% · 4.625%
HK$97,307
+HK$5,581/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,452/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,023
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,598
−HK$2,612/mo
Today · 4.125%
HK$101,210
baseline
▲ 0.50% · 4.625%
HK$106,545
+HK$5,335/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,420/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,699
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,831
−HK$3,183/mo
Today · 4.125%
HK$107,014
baseline
▲ 0.50% · 4.625%
HK$113,525
+HK$6,511/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$214,028/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,026
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,031
−HK$3,048/mo
Today · 4.125%
HK$118,079
baseline
▲ 0.50% · 4.625%
HK$124,303
+HK$6,224/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,158/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,470
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$133,497
−HK$4,092/mo
Today · 4.125%
HK$137,589
baseline
▲ 0.50% · 4.625%
HK$145,961
+HK$8,372/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$275,178/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,034
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$147,897
−HK$3,919/mo
Today · 4.125%
HK$151,816
baseline
▲ 0.50% · 4.625%
HK$159,818
+HK$8,002/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$303,632/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,340,607 · Scale 2, in force from 26 Feb 2026)