LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,935
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,173
−HK$2,273/mo
Today · 4.125%
HK$76,446
baseline
▲ 0.50% · 4.625%
HK$81,098
+HK$4,652/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$152,892/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,027
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,173
−HK$2,178/mo
Today · 4.125%
HK$84,351
baseline
▲ 0.50% · 4.625%
HK$88,797
+HK$4,446/mo
Deposit HK$15.77M · loan HK$15.77M · min. income ≈ HK$168,702/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,322
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$89,007
−HK$2,728/mo
Today · 4.125%
HK$91,735
baseline
▲ 0.50% · 4.625%
HK$97,317
+HK$5,582/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,470/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,033
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,608
−HK$2,613/mo
Today · 4.125%
HK$101,221
baseline
▲ 0.50% · 4.625%
HK$106,556
+HK$5,335/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,442/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,709
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,842
−HK$3,183/mo
Today · 4.125%
HK$107,025
baseline
▲ 0.50% · 4.625%
HK$113,537
+HK$6,512/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$214,050/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,038
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,043
−HK$3,048/mo
Today · 4.125%
HK$118,091
baseline
▲ 0.50% · 4.625%
HK$124,316
+HK$6,225/mo
Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$236,182/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,483
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$133,511
−HK$4,092/mo
Today · 4.125%
HK$137,603
baseline
▲ 0.50% · 4.625%
HK$145,976
+HK$8,373/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$275,206/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,049
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$147,912
−HK$3,919/mo
Today · 4.125%
HK$151,831
baseline
▲ 0.50% · 4.625%
HK$159,835
+HK$8,004/mo
Deposit HK$3.15M · loan HK$28.39M · min. income ≈ HK$303,662/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,340,747 · Scale 2, in force from 26 Feb 2026)