LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,943
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,180
−HK$2,274/mo
Today · 4.125%
HK$76,454
baseline
▲ 0.50% · 4.625%
HK$81,106
+HK$4,652/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,908/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,035
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,182
−HK$2,178/mo
Today · 4.125%
HK$84,360
baseline
▲ 0.50% · 4.625%
HK$88,806
+HK$4,446/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,720/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,331
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,017
−HK$2,728/mo
Today · 4.125%
HK$91,745
baseline
▲ 0.50% · 4.625%
HK$97,327
+HK$5,582/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,490/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,043
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,618
−HK$2,613/mo
Today · 4.125%
HK$101,231
baseline
▲ 0.50% · 4.625%
HK$106,567
+HK$5,336/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,462/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,720
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,853
−HK$3,183/mo
Today · 4.125%
HK$107,036
baseline
▲ 0.50% · 4.625%
HK$113,549
+HK$6,513/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,072/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,050
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,055
−HK$3,048/mo
Today · 4.125%
HK$118,103
baseline
▲ 0.50% · 4.625%
HK$124,329
+HK$6,226/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,206/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,497
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$133,525
−HK$4,092/mo
Today · 4.125%
HK$137,617
baseline
▲ 0.50% · 4.625%
HK$145,991
+HK$8,374/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$275,234/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,064
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$147,928
−HK$3,919/mo
Today · 4.125%
HK$151,847
baseline
▲ 0.50% · 4.625%
HK$159,851
+HK$8,004/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$303,694/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,340,885 · Scale 2, in force from 26 Feb 2026)