LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,950
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,188
−HK$2,274/mo
Today · 4.125%
HK$76,462
baseline
▲ 0.50% · 4.625%
HK$81,115
+HK$4,653/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,924/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,044
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,191
−HK$2,178/mo
Today · 4.125%
HK$84,369
baseline
▲ 0.50% · 4.625%
HK$88,816
+HK$4,447/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,738/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,341
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,026
−HK$2,729/mo
Today · 4.125%
HK$91,755
baseline
▲ 0.50% · 4.625%
HK$97,338
+HK$5,583/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,510/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,053
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,629
−HK$2,613/mo
Today · 4.125%
HK$101,242
baseline
▲ 0.50% · 4.625%
HK$106,579
+HK$5,337/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,484/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,731
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,864
−HK$3,183/mo
Today · 4.125%
HK$107,047
baseline
▲ 0.50% · 4.625%
HK$113,561
+HK$6,514/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,094/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,062
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,067
−HK$3,049/mo
Today · 4.125%
HK$118,116
baseline
▲ 0.50% · 4.625%
HK$124,342
+HK$6,226/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,232/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,511
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$133,539
−HK$4,093/mo
Today · 4.125%
HK$137,632
baseline
▲ 0.50% · 4.625%
HK$146,007
+HK$8,375/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$275,264/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,079
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,944
−HK$3,920/mo
Today · 4.125%
HK$151,864
baseline
▲ 0.50% · 4.625%
HK$159,869
+HK$8,005/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$303,728/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,031 · Scale 2, in force from 26 Feb 2026)