LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,959
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,197
−HK$2,274/mo
Today · 4.125%
HK$76,471
baseline
▲ 0.50% · 4.625%
HK$81,124
+HK$4,653/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,942/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,053
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,200
−HK$2,178/mo
Today · 4.125%
HK$84,378
baseline
▲ 0.50% · 4.625%
HK$88,826
+HK$4,448/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,756/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,350
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,036
−HK$2,729/mo
Today · 4.125%
HK$91,765
baseline
▲ 0.50% · 4.625%
HK$97,349
+HK$5,584/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,530/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,064
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,640
−HK$2,614/mo
Today · 4.125%
HK$101,254
baseline
▲ 0.50% · 4.625%
HK$106,591
+HK$5,337/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,508/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,742
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,876
−HK$3,184/mo
Today · 4.125%
HK$107,060
baseline
▲ 0.50% · 4.625%
HK$113,574
+HK$6,514/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,120/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,075
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$115,080
−HK$3,050/mo
Today · 4.125%
HK$118,130
baseline
▲ 0.50% · 4.625%
HK$124,356
+HK$6,226/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,260/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,526
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$133,555
−HK$4,093/mo
Today · 4.125%
HK$137,648
baseline
▲ 0.50% · 4.625%
HK$146,024
+HK$8,376/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$275,296/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,096
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,960
−HK$3,921/mo
Today · 4.125%
HK$151,881
baseline
▲ 0.50% · 4.625%
HK$159,887
+HK$8,006/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$303,762/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,184 · Scale 2, in force from 26 Feb 2026)