LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,960
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,198
−HK$2,274/mo
Today · 4.125%
HK$76,472
baseline
▲ 0.50% · 4.625%
HK$81,125
+HK$4,653/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,944/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,055
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,202
−HK$2,178/mo
Today · 4.125%
HK$84,380
baseline
▲ 0.50% · 4.625%
HK$88,827
+HK$4,447/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,760/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,352
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,038
−HK$2,729/mo
Today · 4.125%
HK$91,767
baseline
▲ 0.50% · 4.625%
HK$97,351
+HK$5,584/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$183,534/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,065
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,642
−HK$2,614/mo
Today · 4.125%
HK$101,256
baseline
▲ 0.50% · 4.625%
HK$106,593
+HK$5,337/mo
Deposit HK$12.62M · loan HK$18.93M · min. income ≈ HK$202,512/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,744
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$103,877
−HK$3,184/mo
Today · 4.125%
HK$107,061
baseline
▲ 0.50% · 4.625%
HK$113,576
+HK$6,515/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,122/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,076
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$115,082
−HK$3,050/mo
Today · 4.125%
HK$118,132
baseline
▲ 0.50% · 4.625%
HK$124,358
+HK$6,226/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,264/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,528
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$133,557
−HK$4,093/mo
Today · 4.125%
HK$137,650
baseline
▲ 0.50% · 4.625%
HK$146,026
+HK$8,376/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$275,300/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,098
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,963
−HK$3,920/mo
Today · 4.125%
HK$151,883
baseline
▲ 0.50% · 4.625%
HK$159,889
+HK$8,006/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$303,766/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,205 · Scale 2, in force from 26 Feb 2026)