LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,963
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,202
−HK$2,274/mo
Today · 4.125%
HK$76,476
baseline
▲ 0.50% · 4.625%
HK$81,129
+HK$4,653/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,952/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,058
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,205
−HK$2,179/mo
Today · 4.125%
HK$84,384
baseline
▲ 0.50% · 4.625%
HK$88,832
+HK$4,448/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,768/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,356
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,042
−HK$2,729/mo
Today · 4.125%
HK$91,771
baseline
▲ 0.50% · 4.625%
HK$97,355
+HK$5,584/mo
Deposit HK$12.62M · loan HK$18.94M · min. income ≈ HK$183,542/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,070
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,646
−HK$2,614/mo
Today · 4.125%
HK$101,260
baseline
▲ 0.50% · 4.625%
HK$106,598
+HK$5,338/mo
Deposit HK$12.62M · loan HK$18.94M · min. income ≈ HK$202,520/mo (50% DSR)
Upfront cash ≈ HK$13.96M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,748
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,882
−HK$3,184/mo
Today · 4.125%
HK$107,066
baseline
▲ 0.50% · 4.625%
HK$113,581
+HK$6,515/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,132/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,082
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$115,087
−HK$3,050/mo
Today · 4.125%
HK$118,137
baseline
▲ 0.50% · 4.625%
HK$124,364
+HK$6,227/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,274/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,534
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$133,563
−HK$4,093/mo
Today · 4.125%
HK$137,656
baseline
▲ 0.50% · 4.625%
HK$146,033
+HK$8,377/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$275,312/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,105
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,970
−HK$3,920/mo
Today · 4.125%
HK$151,890
baseline
▲ 0.50% · 4.625%
HK$159,897
+HK$8,007/mo
Deposit HK$3.16M · loan HK$28.40M · min. income ≈ HK$303,780/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,267 · Scale 2, in force from 26 Feb 2026)