LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,968
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,207
−HK$2,274/mo
Today · 4.125%
HK$76,481
baseline
▲ 0.50% · 4.625%
HK$81,135
+HK$4,654/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,962/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,064
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,211
−HK$2,179/mo
Today · 4.125%
HK$84,390
baseline
▲ 0.50% · 4.625%
HK$88,838
+HK$4,448/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,780/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,362
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,048
−HK$2,730/mo
Today · 4.125%
HK$91,778
baseline
▲ 0.50% · 4.625%
HK$97,362
+HK$5,584/mo
Deposit HK$12.62M · loan HK$18.94M · min. income ≈ HK$183,556/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,077
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,654
−HK$2,614/mo
Today · 4.125%
HK$101,268
baseline
▲ 0.50% · 4.625%
HK$106,606
+HK$5,338/mo
Deposit HK$12.62M · loan HK$18.94M · min. income ≈ HK$202,536/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,756
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,890
−HK$3,184/mo
Today · 4.125%
HK$107,074
baseline
▲ 0.50% · 4.625%
HK$113,589
+HK$6,515/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$214,148/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,090
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$115,096
−HK$3,050/mo
Today · 4.125%
HK$118,146
baseline
▲ 0.50% · 4.625%
HK$124,373
+HK$6,227/mo
Deposit HK$9.47M · loan HK$22.09M · min. income ≈ HK$236,292/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,543
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$133,573
−HK$4,094/mo
Today · 4.125%
HK$137,667
baseline
▲ 0.50% · 4.625%
HK$146,043
+HK$8,376/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,334/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,115
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$147,981
−HK$3,921/mo
Today · 4.125%
HK$151,902
baseline
▲ 0.50% · 4.625%
HK$159,909
+HK$8,007/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,804/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,366 · Scale 2, in force from 26 Feb 2026)