LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,975
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,214
−HK$2,275/mo
Today · 4.125%
HK$76,489
baseline
▲ 0.50% · 4.625%
HK$81,143
+HK$4,654/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,978/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,072
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,219
−HK$2,179/mo
Today · 4.125%
HK$84,398
baseline
▲ 0.50% · 4.625%
HK$88,847
+HK$4,449/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,796/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,370
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,057
−HK$2,730/mo
Today · 4.125%
HK$91,787
baseline
▲ 0.50% · 4.625%
HK$97,372
+HK$5,585/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,574/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,086
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,663
−HK$2,614/mo
Today · 4.125%
HK$101,277
baseline
▲ 0.50% · 4.625%
HK$106,616
+HK$5,339/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,554/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,765
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,900
−HK$3,184/mo
Today · 4.125%
HK$107,084
baseline
▲ 0.50% · 4.625%
HK$113,600
+HK$6,516/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,168/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,100
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,107
−HK$3,050/mo
Today · 4.125%
HK$118,157
baseline
▲ 0.50% · 4.625%
HK$124,385
+HK$6,228/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,314/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,556
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$133,585
−HK$4,095/mo
Today · 4.125%
HK$137,680
baseline
▲ 0.50% · 4.625%
HK$146,057
+HK$8,377/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,360/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,129
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$147,995
−HK$3,921/mo
Today · 4.125%
HK$151,916
baseline
▲ 0.50% · 4.625%
HK$159,924
+HK$8,008/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,832/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,494 · Scale 2, in force from 26 Feb 2026)