LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,980
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,219
−HK$2,275/mo
Today · 4.125%
HK$76,494
baseline
▲ 0.50% · 4.625%
HK$81,148
+HK$4,654/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,988/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,077
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,225
−HK$2,178/mo
Today · 4.125%
HK$84,403
baseline
▲ 0.50% · 4.625%
HK$88,852
+HK$4,449/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,806/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,376
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,063
−HK$2,730/mo
Today · 4.125%
HK$91,793
baseline
▲ 0.50% · 4.625%
HK$97,378
+HK$5,585/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,586/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,092
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,670
−HK$2,614/mo
Today · 4.125%
HK$101,284
baseline
▲ 0.50% · 4.625%
HK$106,623
+HK$5,339/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,568/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,772
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,907
−HK$3,184/mo
Today · 4.125%
HK$107,091
baseline
▲ 0.50% · 4.625%
HK$113,608
+HK$6,517/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,182/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,108
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,115
−HK$3,050/mo
Today · 4.125%
HK$118,165
baseline
▲ 0.50% · 4.625%
HK$124,393
+HK$6,228/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,330/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,564
−HK$8,125/mo
▼ 0.25% · 3.875%
HK$133,594
−HK$4,095/mo
Today · 4.125%
HK$137,689
baseline
▲ 0.50% · 4.625%
HK$146,067
+HK$8,378/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,378/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,139
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$148,004
−HK$3,922/mo
Today · 4.125%
HK$151,926
baseline
▲ 0.50% · 4.625%
HK$159,934
+HK$8,008/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,852/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,583 · Scale 2, in force from 26 Feb 2026)